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Income Eligibility for Medicaid

Medicaid programs offer assistance to needy persons who cannot afford to pay for their medical care. The federal and individual state governments jointly administer Medicaid. While federal statutes and regulations...

Insurance - Long-Term Care - Potential for Fraud

Insurance companies, perhaps more than any other type of company, depend upon written contracts to define the terms of their liability with their customers. Like other companies, their attorneys carefully modify their contracts to comply with...

Estate Recovery

When a nursing home resident who has received Medicaid benefits dies, the state's Medicaid agency may attempt to recover unpaid Medicaid nursing home expenses from the resident's estate. While there are federal laws and...

Insurance - Long-Term Care - Features - Coverage, Benefits, and Related Issues

After a decision to purchase long-term case insurance has been made, a savvy consumer will closely compare policies to determine which, also taking cost into consideration, best fits his or her needs. Policies have many different features...

Insurance - Long Term Care - Remedies for Aggrieved Policyholders

Sometimes, the holder of a long-term care insurance contract feels that he or she did not get the benefit of his or her bargain with the insurance company. This may result, for example, from provisions that were clearly delineated in the...